CBS Major Features
- Fully Centralized operations, Policy deployment and total control at one point.
- Normalized data structure for consistent and quick access
- Any Branch transactions in a most secure way
- Biometric Login feature is available
- Auto Reconciliation of Inter-branch transactions as well as major digital channels
- Unique customer identification code (UCIC ) generation
- Scheme based Account treatment in one GL head
- Centralized clearing System-CTS, ECS, NACH auto entries from softcopy
- Auto NPA and Converted to Standard identification and reports
- CTR-FIU, PMJJY, PMSBY, Income Tax soft copy reports
- TDS Calculation and TDS auto deduction at the time of interest posting
- Bank investment (Government Securities, Treasury Bills, Fix Deposits)
- GST Calculation and Auto Entries required reports and soft copy generation
- Unique Interest Receivable system for loans gives accurate Interest / Penal / Insurance / Charges breakup of Receivables on Loan accounts
- Unclaimed Deposit account identification and auto entries
- RBI, MIS, OSS, ALM, AML report generation
- Complete GST Module integrated into the CBS
- UPI 2.0 Interface – the latest functionality available for Customers
- IDRBT Direct RTGS / NEFT Host available for faster money transfers
- CBS on Public CLOUD technology to ensure updated, secured, economical Data-center and Synchronized DR Site
Unique Features
- Browser-based CBS and Associated Add on Products
- Successful Cloud implementations in our customer banks
- Reconciliation: Inter-Branch, Inter-Bank, ATM, POS , ECOM & Digital Channels
- Integrated GST Module
- Auto TDS Calculations and deduction
- Integrated Shares module in Head Office
- CTS Clearing and Cheque Scanning module
- For Secured login multiple authentication options are enabled, like Biometric, QR-Code as well
as OTP
JJIT focuses on Growth of the Customer
- Cloud Technology will help a bank save on of Data-center and related expenses
- Available on Thin-clients (Linux-based / Windows-based)
- Saving on huge Costs of Software Licenses
- Automation will set free-time for Business Growth
- Unattended tasks can be executed in the Staff’s free-time
- Save on Power Back-up
- Lowest bandwidth Consumption
- Focus on Core Business
- High-Quality Services at affordable costs is ultimately SAVING a step towards GROWTH