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ATM Reconciliation

Positive Pay

Document Scanning Mobile APP

CTS Cheque Scanning Module

Cheque Book Printing

Payroll

Loan Originating System

Value Added Services

ATM Reconciliation

The Module is designed to facilitate the automation of the ATM reconciliation process. This module processes the ATM Transactions faster and precisely to ensure the bank records are reconciled. The automated module requires minimal resources to process the daily task of ATM Reconciliation.

Positive Pay System for Cheque Truncation System

JJIT has introduced Mobile APP "Pay" binding with the guidelines of Positive Pay. The concept involves a process of reconfirming key details of large value cheques. Under this process, the issuer of the cheque submits electronically, through channels like Mobile APP, Internet Banking, ATM, etc., certain minimum details of that cheque (like date, name of the beneficiary / payee, amount, etc.) to the drawee bank, details of which are cross checked

with the presented cheque by CTS.

Document Scanning Mobile APP

The bank has to maintain the Scanned copy of all the KYC documents while opening the account or collecting the missing documents. To speed up the process and save operational time, Document Scanning Mobile APP works 3 times faster as compared to the regular scanning process. The Mobile APP is designed to deploy on basic Android-based smart phone and user-friendly for any staff-member to scan the KYC Documents with Optimized File Size

CTS Cheque Scanning Module

A facility to simplify and speed-up the CTS Cheque Scanning process by introducing the module integrated into CBS. This will help save the Cost and Time and also eliminate third-party Vendor for this process.

Cheque Book Printing

The new-age customer expects service as fast as he can think, considering such operational automation, we have added the “Cheque Book Printing” module in our Product range. This will help the bank to serve faster to the customers and save on third-party vendor cost as well. The bank can deliver Personalized Cheque Book by Printing it at the time of request itself

Payroll

The basic need of the bank to maintain and manage all the information of the bank-staff is recorded in the system. The module allows the user to calculate the employee’s Earning and deductions, manage the allocated Leaves, generate the Pay-slip, the IT related Forms, pay sheet, financial & analytical reports.

Loan Originating System

One of the major marketing activities of the bank is to generate the loan lead and follow-up with the prospect to furnish the information. The Bank has to maintain all the information related to the Loan lead(s) as it is used to analyse the Loan sanction limit and related work-around. This activity is documented under the defined stages, which include basic information, need & requirement, income details, scrutiny, document verification and many more. Even the Loan Approval & disbursal is documented. JJIT has simplified it with easy accessibility by integrating these processes into its CBS.

Value Added Services

A Cost-effective add-on features with CBS, which are very useful to Banks to implement secured facilities for the customers. Considering above JJIT is ready with SMS Based Value added services to the customers of the bank. The services like Balance enquiry, Mobile Banking Facility activation / deactivation, Statement request, Cheque book request... by sending SMS through registered mobile number.